AcreTrader logo

AcreTrader

Institutional-quality farmland investment marketplace

commodities
Founded 2018Regulation Reg D
Min Investment$10K 
Target Return7–13%Annualized
Annual Fee0.75%of AUM
Liquidity5–10 years 
AccreditedYes 

Pros & Cons

Pros

  • Transparent deal structure
  • Strong track record
  • Inflation hedge

Cons

  • $10K minimum
  • Accredited only
  • Very illiquid
  • Long hold
§ 01

The Brief

MoneyMade Verdict

AcreTrader is the most credible way for accredited investors to own a fractional stake in U.S. farmland — a historically low-volatility asset class — but the $10,000–$15,000 minimums, illiquid 5–10 year hold periods, and accredited-only access make it a poor fit for anyone still building foundational wealth.

AcreTrader is a Fayetteville, Arkansas-based farmland investment platform founded in 2018 by Carter Malloy and Larisa Miller. The company has built one of the most professional farmland crowdfunding platforms in the U.S., with a vertically integrated approach that handles deal sourcing, due diligence, legal structuring, and ongoing farm management through its subsidiary AcreTrader Management. As of early 2026, the platform has facilitated over 150 farmland deals representing more than $350 million in aggregate farmland value, placing it among the largest retail-accessible farmland platforms in the country.

The platform's investment thesis is grounded in U.S. farmland's historical track record: according to the USDA, farmland has generated a 10%+ annualized return over the past 30+ years, with notable non-correlation to traditional asset classes and inflation-hedging characteristics. AcreTrader curates individual farm investments — primarily row crops (corn, soybeans, cotton, rice) and permanent crops (almonds, pistachios, walnuts, apples) across the Midwest, South, and West — and structures each deal as an LLC interest. Investors acquire shares in the LLC that owns a specific farm, receive annual cash rent distributions from tenant farmers, and participate in capital appreciation at exit. Hold periods typically run 5–10 years, with the underlying farms operated by institutional tenant farmers under long-term lease agreements.

§ 02

Target Projection

If the 713% target is achieved every year, net of fees

Target low · 7%

$18,335

Target mid · 10%

$24,222

Target high · 13%

$31,759

Reality checkThis projection assumes the target return range is achieved every single year, net of fees. Real-world returns vary significantly — AcreTrader's actual history includes years of negative returns. Target ranges describe what the platform aims to achieve, not guaranteed outcomes. Past performance does not guarantee future results.
§ 03

The Cost of Fees

InvestmentHorizon
What a 0.75% annual fee actually costs over time.$10,000 · 10 yr · 10% gross return
$6K$13K$19K 0yr2yr4yr6yr8yr10yr
Value after fees
Fees paid (cumulative)
Value if fees were 0%

Gross ending value

$25,937

Net ending value

$24,222

Total fees paid

$1,715

§ 04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
AcreTrader logoAcreTrader$10K7–13%0.75% AUM + closing costs5–10 yearsYes
Kimbell Royalty Partners logoKimbell Royalty Partners6–10% distribution yieldBrokerage commissionDaily (NYSE)No
US Energy Corp logoUS Energy Corp8–15%Brokerage commissionDaily (public stock)No
OneGold logoOneGoldVaries with metals price0.5–1.5% storageDailyNo
Raise Green logoRaise Green$1004–8%Varies by offering5–20 yearsNo
§ 06

Also in Commodities

Ready to invest?

Get started with AcreTrader in under five minutes.