AcreTrader
Institutional-quality farmland investment marketplace
Pros & Cons
Pros
- Transparent deal structure
- Strong track record
- Inflation hedge
Cons
- $10K minimum
- Accredited only
- Very illiquid
- Long hold
The Brief
MoneyMade Verdict
AcreTrader is the most credible way for accredited investors to own a fractional stake in U.S. farmland — a historically low-volatility asset class — but the $10,000–$15,000 minimums, illiquid 5–10 year hold periods, and accredited-only access make it a poor fit for anyone still building foundational wealth.
AcreTrader is a Fayetteville, Arkansas-based farmland investment platform founded in 2018 by Carter Malloy and Larisa Miller. The company has built one of the most professional farmland crowdfunding platforms in the U.S., with a vertically integrated approach that handles deal sourcing, due diligence, legal structuring, and ongoing farm management through its subsidiary AcreTrader Management. As of early 2026, the platform has facilitated over 150 farmland deals representing more than $350 million in aggregate farmland value, placing it among the largest retail-accessible farmland platforms in the country.
The platform's investment thesis is grounded in U.S. farmland's historical track record: according to the USDA, farmland has generated a 10%+ annualized return over the past 30+ years, with notable non-correlation to traditional asset classes and inflation-hedging characteristics. AcreTrader curates individual farm investments — primarily row crops (corn, soybeans, cotton, rice) and permanent crops (almonds, pistachios, walnuts, apples) across the Midwest, South, and West — and structures each deal as an LLC interest. Investors acquire shares in the LLC that owns a specific farm, receive annual cash rent distributions from tenant farmers, and participate in capital appreciation at exit. Hold periods typically run 5–10 years, with the underlying farms operated by institutional tenant farmers under long-term lease agreements.
Target Projection
If the 7–13% target is achieved every year, net of fees
Target low · 7%
$18,335
Target mid · 10%
$24,222
Target high · 13%
$31,759
The Cost of Fees
Gross ending value
$25,937
Net ending value
$24,222
Total fees paid
−$1,715
Head-to-Head
| Platform | Min | Target Return | Annual Fee | Liquidity | Accredited |
|---|---|---|---|---|---|
| $10K | 7–13% | 0.75% AUM + closing costs | 5–10 years | Yes | |
| — | 6–10% distribution yield | Brokerage commission | Daily (NYSE) | No | |
| — | 8–15% | Brokerage commission | Daily (public stock) | No | |
| — | Varies with metals price | 0.5–1.5% storage | Daily | No | |
| $100 | 4–8% | Varies by offering | 5–20 years | No |
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