OneGold

OneGold is a digital gold platform launched in 2019 as a joint venture between APMEX — one of the largest online precious metals dealers in the US, processing over $1 billion in annual transactions — and the Royal Canadian Mint, a federal Crown corporation with over a century of sovereign minting history. The platform allows retail investors to buy fractional and whole ounces of gold, silver, and platinum at spot price, with physical metal held in individually allocated, serialized vaults in either Delaware or Canada. Unlike gold ETFs or paper gold certificates, each purchase on OneGold corresponds to a specific bar registered to your account — not a pooled claim — giving investors genuine legal title to physical metal without home storage risk or coin-dealer premiums.

The cost structure is intentionally simple. OneGold charges no explicit transaction commissions; instead it earns a small spread built into the quoted spot price at time of purchase. The only ongoing cost is an annual storage fee of 0.12% (12 basis points) of the metal's value, billed monthly — meaningfully cheaper than GLD (0.40%) or IAU (0.25%), the two most popular gold ETFs. There is no account minimum beyond the smallest fractional unit available. Investors can sell back to OneGold at prevailing spot prices or redeem for physical delivery of coins or bars once minimum thresholds are met, with delivery fees and processing times applying. The platform is not an investment vehicle and offers no dividends, yield, or interest of any kind — returns are entirely a function of gold price movements.