LendingClub logo

LendingClub

Personal loan marketplace and neobank

private creditstocks
Founded 2006
Min InvestmentN/ASee details
Target Return4–7%Annualized
Annual FeeNo fee on savingsSee details
LiquidityDaily (savings) 
AccreditedNoOpen to all
§ 04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
LendingClub logoLendingClub4–7%No fee on savingsDaily (savings)No
Public logoPublicMarket returns0–2% premium bond feeDailyNo
CIT Bank logoCIT Bank4–5.5% APYNo feesDailyNo
Automation Finance logoAutomation Finance10–15%Management fee12–36 monthsYes
Edly logoEdly8–12%Platform fee2–4 yearsYes
§ 06

Also in Private Credit

Ready to invest?

Get started with LendingClub in under five minutes.