LendingClub
Personal loan marketplace and neobank
private creditstocks
Founded 2006
Min InvestmentN/ASee details
Target Return4–7%Annualized
Annual FeeNo fee on savingsSee details
LiquidityDaily (savings)
AccreditedNoOpen to all
§ 04
Head-to-Head
| Platform | Min | Target Return | Annual Fee | Liquidity | Accredited |
|---|---|---|---|---|---|
| — | 4–7% | No fee on savings | Daily (savings) | No | |
| — | Market returns | 0–2% premium bond fee | Daily | No | |
| — | 4–5.5% APY | No fees | Daily | No | |
| — | 10–15% | Management fee | 12–36 months | Yes | |
| — | 8–12% | Platform fee | 2–4 years | Yes |
§ 06
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