Concreit

Concreit is a Seattle-based fintech founded in 2018 that pools capital from retail investors to fund a diversified portfolio of short-duration, senior-secured real estate loans, primarily in residential and small multifamily properties. The platform is structured as a single fund, Concreit First Fund, which all investors buy into — rather than a deal-by-deal marketplace like Fundrise or Groundfloor. This fund-of-funds approach means new investors get instant diversification across hundreds of underlying loans from day one, without needing to build a position across individual deals over time. As of 2025, the Concreit fund has deployed over $100 million across 400+ real estate loans.

The product's most distinctive feature is weekly liquidity — a meaningful differentiator in private real estate, where most platforms offer quarterly or annual redemption at best. Concreit allows investors to request withdrawal with a $1 minimum, and most redemptions process in 3–7 business days. However, the platform charges a 1% early withdrawal fee on shares held less than one year, and reserves the right to gate redemptions during liquidity stress (a standard fund-level protection). The dividend yield has historically tracked at 5.5%–6.5% annualized, paid weekly to investors' accounts, and the fund targets total returns in the 6%–7% range before fees.