Ark7 logo

Ark7

Fractional rental property with monthly income

real estate
Founded 2019Regulation Reg A+
Min Investment$20 
Target Return6–12%Annualized
Annual Fee15%of AUM
LiquidityMonthly income / flexible exit 
AccreditedNoOpen to all

Pros & Cons

Pros

  • $20 minimum
  • Monthly rent distributions
  • Mobile-first

Cons

  • 8–15% management fee
  • Illiquid principal
  • Limited market selection
§ 01

The Brief

MoneyMade Verdict

Ark7 is the most accessible fractional real estate platform on the market — with a $20 minimum, no accreditation requirement, and monthly dividend payouts — but its management fees (8–15% of rental income) are meaningfully higher than competing platforms, and its property inventory remains limited relative to peers.

Ark7 is a San Francisco-based fractional real estate investing platform founded in 2019 that makes residential and commercial rental properties accessible to non-accredited investors. The platform structures each property as an LLC and sells shares starting at $20 per share, with no investor accreditation requirement. Investors receive monthly rental income distributions proportional to their ownership stake, and the platform aims to offer liquidity through a secondary market where existing shares can be resold to other investors on the platform. As of early 2026, Ark7 has financed approximately 95+ properties across Texas, Georgia, South Carolina, and other Sun Belt markets, with aggregate AUM in the tens of millions.

The platform handles property acquisition, tenant placement, ongoing management, and quarterly inspections through a combination of its internal team and vetted third-party property managers. Investors hold their equity through the LLC structure (not a pooled fund), which means the platform's performance fees and operational fees are layered within each individual property's economics. Ark7's fee structure is among the less transparent in the space and has been a point of friction in investor reviews: the platform charges 8%–15% of gross rental income as a management fee (depending on property tier), which is meaningfully higher than comparable fractional real estate platforms like Arrived ($0 management fee built into pricing) or Fundrise ($0 for the eREIT product).

§ 04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
Ark7 logoArk7$206–12%8–15% of rentMonthly income / flexible exitNo
Roofstock logoRoofstock$5K8–12%0.5% listing + 0.5% closing5+ yearsNo
RealtyMogul logoRealtyMogul$5K6–12%1–1.5% AUMQuarterly / 3–7 yearsNo
Prologis REIT logoPrologis REIT3–5% dividend yieldBrokerage commissionDaily (NYSE)No
Doorvest logoDoorvest8–12%Management fee5+ yearsNo
§ 06

Also in Real Estate

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