AHP Fund

AHP Fund (American Homeowner Preservation) is a U.S.-based distressed mortgage fund that invests in non-performing residential mortgage loans across the country. Founded by Jorge Newbery in 2008 after his own experience losing his home in a 2004 foreclosure, AHP buys these loans at a discount from original lenders and works with homeowners — often for years at a time — to restructure the debt, prevent foreclosure where possible, and keep families in their homes. The model is explicitly values-aligned: AHP markets itself as a socially conscious fund that combines financial returns with mission-driven outcomes for distressed homeowners.

The fund is structured as a Regulation A+ offering, meaning it is open to non-accredited investors with a low minimum investment of $100. The current advertised target is a 10% annual return, paid monthly, with the underlying portfolio consisting of second-lien mortgages, junior-position liens, and distressed debt acquired at significant discounts to principal. AHP has raised over $100 million across multiple fund offerings since launch and has processed distributions to thousands of investors. However, prospective investors should be aware that a 2020 SEC filing controversy resulted in substantive legal scrutiny of certain fund practices, the portfolio construction is complex and opaque to individual investors, and the bankruptcy protections typical of traditional investment funds may not fully apply in all scenarios.